Turn your palm into your identity, payment method, and access key — no cards, no PINs, no phones required.
<300ms
Auth Response
99.9%
Uptime SLA
0%
Raw Data Stored
Identity infrastructure for the palm age
By reading the unique near-infrared vascular pattern inside your palm, Hoveritx creates a permanent, unforgeable digital identity that works across payments, access control, healthcare, and attendance systems.
- No more lost cards
- No more forgotten PINs
- No more phones at every checkpoint
- No more passwords
✓ Match
Palm scan · 0.3s · 99.999% confidence
GHS 250.00
Authorized via palm · MTN MoMo
Everything in one biometric layer
A unified platform handling authentication, payments, and identity across every touchpoint.
Palm Biometric Authentication
Sub-300ms verification using proprietary near-infrared palm vein scanning. FAR below 0.001% with ISO/IEC 30107-3 Level 2 certified liveness detection.
Instant Payments
Authorize and settle payments in milliseconds via palm scan. Integrates with MTN MoMo, Telecel Cash, AirtelTigo Money, and commercial bank APIs.
Identity Verification
Tamper-proof KYC tied to an individual's palm vein template. Compliant with Ghana NIA, Data Protection Act, and GDPR benchmarks.
Attendance Management
Real-time attendance recording for universities, hospitals, and enterprises. Instant entry/exit logging with automated reporting dashboards.
Fraud Detection
Real-time risk scoring with velocity controls, AML monitoring, and anomaly detection. STR submission workflow built in for regulatory compliance.
Secure Infrastructure
AES-256-GCM encrypted biometric templates. HSM key management. TLS 1.3 in transit. Multi-AZ cloud deployment with 99.9% uptime SLA.
Three steps. Milliseconds.
From registration to verified transaction — the complex made invisible.
Register Your Palm
Enroll once through the Hoveritx mobile app or at a registered device. Your palm vein pattern is converted to an encrypted mathematical template — raw images are never retained.
Hover Your Hand
At any Hoveritx-enabled device, simply hover your palm above the scanner. Near-infrared sensors read the unique vein pattern beneath your skin — contactless, effortless, hygienic.
Confirmed in Milliseconds
Authentication completes in under 300 milliseconds. Payment authorized. Identity verified. Access granted. The entire flow happens before you lower your hand.
Everyday banking, reimagined
From a palm-authenticated checkout to a full transaction history — every Hoveritx moment lives in one simple app.
Palm-Authenticated Checkout
Payments confirmed in milliseconds, with OTP fallback built in for every terminal.
Verified Digital Receipts
Every transaction carries a cryptographically signed receipt — shareable, downloadable, tamper-proof.
Full Transaction History
Search, filter, and review every palm-authorized payment and transfer in one place.
One Palm, Every Account
Link mobile money and bank accounts, then choose which one your palm pays from.
One palm. Every sector.
Hoveritx infrastructure connects identity across industries that previously operated in silos.
Financial Services
Palm-authenticated payments at bank branches, ATM withdrawals via biometric, and mobile money authorization without USSD friction.
Healthcare
Biometric patient identity across hospitals, pharmacies, and labs. Zero duplicate records. Instant check-in. Secure prescription dispensing.
Universities
Student biometric enrollment and campus access control. Real-time attendance tracking for lectures, exams, and events.
Retail Payments
Merchant POS terminals accept palm payments instantly. No card readers, no PINs, no NFC friction. Sub-second checkout.
Government Identity
National ID verification at government facilities, border control, and social protection programs. Linked to Ghana Card and NIA databases.
Transportation
Fare payment and passenger identity at transit hubs and ride-hailing checkpoints. Eliminate ticketing fraud and enable seamless boarding.
Enterprise-grade security by design
Security is not a feature at Hoveritx — it is the foundation. Every layer is built assuming breach.
Liveness Detection
ISO/IEC 30107-3 Level 2 certified anti-spoofing. Hardware and software checks prevent synthetic palm artifacts from bypassing authentication.
Biometric Template Security
AES-256-GCM encrypted templates with HSM key management. Pseudonymisation ensures biometric data cannot be linked to identity if extracted.
Fraud Detection Engine
Real-time risk scoring on every transaction. Velocity controls, geolocation validation, and AML monitoring with automatic STR submission.
Cloud Resilience
Multi-AZ deployment with RTO of 4 hours, RPO of 1 hour. Auto-scaling. Quarterly penetration testing. 99.9% availability SLA.
Built in Africa. Designed for the World.
Hoveritx was built to solve the identity and payment challenges that have excluded hundreds of millions of Africans from the formal financial system — then scaled globally. Your palm is your bank account. Your palm is your ID.
0M+
Unbanked adults in Africa
0
Countries in target market
$0.0T
African fintech opportunity
Ready to build on
palm infrastructure?
Join the waitlist to be first in line when Hoveritx launches near you.
Run your business from one dashboard
Balances, payment collection, bulk payouts, SMS and WhatsApp messaging, your storefront, and API keys — everything a Hoveritx merchant needs in one place.
Home
Balance
GHS 48,320.75
Account Details
0000000000000
GHS Wallet
3,847
Value: GHS 245,680.50 — 3,847 transactions using Hoveritx
Services
| Name | Service | Wallet | Created At |
|---|---|---|---|
| ✓Palm POS Terminal | POS | GHS Wallet | 06 Nov, 25 @ 12:13:29 |
| ✓WhatsApp Service | GHS Wallet | 02 Nov, 25 @ 09:41:02 | |
| ✓USSD Gateway | USSD | GHS Wallet | 28 Oct, 25 @ 16:05:40 |
| ✓Bulk Payout Batch | Disbursement | GHS Wallet | 24 Oct, 25 @ 08:22:15 |